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如何自保？私人停車場遭撞駕駛：警不介入

台中一名曾小姐，日前在住宅的地下停車場，和鄰居發生擦撞，當下她報警，但警方到場後，指出在私人領域出車禍，不屬於交通事故處理案件，後續求償，讓她很頭痛，而其實不少人都有類似經驗，在「非道路」車禍，警方不會釐清肇事責任，得靠車主本人蒐證，民眾必須走民事調解，或透過保險公司處理。

</div>轎車開下地下停車場，駕駛看到，前方停了一輛車，暫停了一下，沒想到對方卻是....<br><br>駕駛曾小姐：「啊！」<br><br>這一撞，嚇壞了駕駛，對方下車理論，大聲飆罵，而自己的愛車，變成這副模樣。<br><br><div align="center" style="margin:20px 0"> <div height="280" class="nolazydiv" id="news_tvbs_com_tw_pc_read_in2" data-adsid="news_tvbs_com_tw_pc_read_in2"> <script> if(detectmob() && document.body.clientWidth<1024 && 'news_tvbs_com_tw_pc_read_in2'.indexOf('_m_')>-1) { googletag.cmd.push(function() { googletag.display('news_tvbs_com_tw_pc_read_in2'); googletag.pubads().refresh([news_tvbs_com_tw_pc_read_in2]); }) } else if(document.body.clientWidth>=1024 && document.body.clientWidth<1280 && 'news_tvbs_com_tw_pc_read_in2'.indexOf('_m_')>-1 && ('news_tvbs_com_tw_pc_read_in2'.indexOf('_d')>-1 || 'news_tvbs_com_tw_pc_read_in2'.indexOf('_sp')>-1 || 'news_tvbs_com_tw_pc_read_in2'.indexOf('_mid')>-1 || 'news_tvbs_com_tw_pc_read_in2'.indexOf('read_in')>-1 || 'news_tvbs_com_tw_pc_read_in2'.indexOf('read_adult_in')>-1)) { googletag.cmd.push(function() { googletag.display('news_tvbs_com_tw_pc_read_in2'); googletag.pubads().refresh([news_tvbs_com_tw_pc_read_in2]); }) } else if(!detectmob() && document.body.clientWidth>=1280 && 'news_tvbs_com_tw_pc_read_in2'.indexOf('_pc_')>-1) { googletag.cmd.push(function() { googletag.display('news_tvbs_com_tw_pc_read_in2'); googletag.pubads().refresh([news_tvbs_com_tw_pc_read_in2]); }) } else if(detectmob() && document.body.clientWidth>=1280 && 'news_tvbs_com_tw_pc_read_in2'.indexOf('_pc_')>-1) { googletag.cmd.push(function() { googletag.display('news_tvbs_com_tw_pc_read_in2'); googletag.pubads().refresh([news_tvbs_com_tw_pc_read_in2]); }) } else if(detectmob() && document.body.clientWidth>=1024 && 'news_tvbs_com_tw_pc_read_in2'.indexOf('_pc_')>-1 && 'news_tvbs_com_tw_pc_read_in2'.indexOf('_d')<=-1 && 'news_tvbs_com_tw_pc_read_in2'.indexOf('_sp')<=-1 && 'news_tvbs_com_tw_pc_read_in2'.indexOf('_mid')<=-1 && 'news_tvbs_com_tw_pc_read_in2'.indexOf('read_in')<=-1 && 'news_tvbs_com_tw_pc_read_in2'.indexOf('read_adult_in')<=-1) { googletag.cmd.push(function() { googletag.display('news_tvbs_com_tw_pc_read_in2'); googletag.pubads().refresh([news_tvbs_com_tw_pc_read_in2]); }) } </div><div class="fly_outbox" style="margin:20px 0"> <div class="fly_inbox"> <div class="fly_ad"> <div height="280" class="nolazydiv" id="news_tvbs_com_tw_m_read_in2" data-adsid="news_tvbs_com_tw_m_read_in2"> <script> if(detectmob() && document.body.clientWidth<1024 && 'news_tvbs_com_tw_m_read_in2'.indexOf('_m_')>-1) { googletag.cmd.push(function() { googletag.display('news_tvbs_com_tw_m_read_in2'); googletag.pubads().refresh([news_tvbs_com_tw_m_read_in2]); }) } else if(document.body.clientWidth>=1024 && document.body.clientWidth<1280 && 'news_tvbs_com_tw_m_read_in2'.indexOf('_m_')>-1 && ('news_tvbs_com_tw_m_read_in2'.indexOf('_d')>-1 || 'news_tvbs_com_tw_m_read_in2'.indexOf('_sp')>-1 || 'news_tvbs_com_tw_m_read_in2'.indexOf('_mid')>-1 || 'news_tvbs_com_tw_m_read_in2'.indexOf('read_in')>-1 || 'news_tvbs_com_tw_m_read_in2'.indexOf('read_adult_in')>-1)) { googletag.cmd.push(function() { googletag.display('news_tvbs_com_tw_m_read_in2'); googletag.pubads().refresh([news_tvbs_com_tw_m_read_in2]); }) } else if(!detectmob() && document.body.clientWidth>=1280 && 'news_tvbs_com_tw_m_read_in2'.indexOf('_pc_')>-1) { googletag.cmd.push(function() { googletag.display('news_tvbs_com_tw_m_read_in2'); googletag.pubads().refresh([news_tvbs_com_tw_m_read_in2]); }) } else if(detectmob() && document.body.clientWidth>=1280 && 'news_tvbs_com_tw_m_read_in2'.indexOf('_pc_')>-1) { googletag.cmd.push(function() { googletag.display('news_tvbs_com_tw_m_read_in2'); googletag.pubads().refresh([news_tvbs_com_tw_m_read_in2]); }) } else if(detectmob() && document.body.clientWidth>=1024 && 'news_tvbs_com_tw_m_read_in2'.indexOf('_pc_')>-1 && 'news_tvbs_com_tw_m_read_in2'.indexOf('_d')<=-1 && 'news_tvbs_com_tw_m_read_in2'.indexOf('_sp')<=-1 && 'news_tvbs_com_tw_m_read_in2'.indexOf('_mid')<=-1 && 'news_tvbs_com_tw_m_read_in2'.indexOf('read_in')<=-1 && 'news_tvbs_com_tw_m_read_in2'.indexOf('read_adult_in')<=-1) { googletag.cmd.push(function() { googletag.display('news_tvbs_com_tw_m_read_in2'); googletag.pubads().refresh([news_tvbs_com_tw_m_read_in2]); }) }

</div><div class="img margin_b20"><img height="608" alt="圖／TVBS" src="https://cc.tvbs.com.tw/img/upload/2017/11/09/20171109193947-11b8e8d3.png" class="lazyimage img" data-original="https://cc.tvbs.com.tw/img/upload/2019/04/17/20190417185212-15bb6663.jpg"></div><br>駕駛曾小姐：「撞到這邊，這個地方凹了。對，他從這個地方擦過來。他沒有閃燈，也沒有告訴我說，他需要往前移動，他就直接完全沒有讓我有反應的機會，直接就往我這邊撞過來。」<br><br>看著轎車上的痕跡，曾小姐很無奈，不只保險桿刮傷，鈑金也凹陷，在私人停車場，和鄰居發生擦撞，後續求償，讓她很頭痛。<br><br>駕駛曾小姐：「不知道該怎麼樣去自保，該怎麼樣去處理這件事情，因為警方的說詞有三四種，他的說詞就是模稜兩可，然後沒有一個準則。」<br><br>曾小姐說，當下立刻報案，警方到場後，只簡單登記資料，由於在私人領域發生車禍，不屬於交通事故處理案件，但車損問題，又該怎麼解決。<br><br><div class="img margin_b20"><img height="608" alt="圖／TVBS" src="https://cc.tvbs.com.tw/img/upload/2017/11/09/20171109193947-11b8e8d3.png" class="lazyimage img" data-original="https://cc.tvbs.com.tw/img/upload/2019/04/17/20190417185159-93f784a3.jpg"></div><br>駕駛曾小姐：「等判定，可是後來警方第二次又說沒辦法，他們沒辦法判定，要由保險公司來判定。」<br><br>不少人都曾有類似經驗，民眾還是能請警方，到場採證，並提供行車記錄器，再找區公所「調解委員會」處理，萬一無法解決，可提出民事求償，另外，也得把資料，提供給保險公司，畢竟非道路車禍，警方不會釐清肇事責任，最終還要靠車主本人，蒐證自保。<br><br><div align="center" style="margin:20px 0"> <div height="280" class="nolazydiv" id="news_tvbs_com_tw_pc_read_in3" data-adsid="news_tvbs_com_tw_pc_read_in3"> <script> if(detectmob() && document.body.clientWidth<1024 && 'news_tvbs_com_tw_pc_read_in3'.indexOf('_m_')>-1) { googletag.cmd.push(function() { googletag.display('news_tvbs_com_tw_pc_read_in3'); googletag.pubads().refresh([news_tvbs_com_tw_pc_read_in3]); }) } else if(document.body.clientWidth>=1024 && document.body.clientWidth<1280 && 'news_tvbs_com_tw_pc_read_in3'.indexOf('_m_')>-1 && ('news_tvbs_com_tw_pc_read_in3'.indexOf('_d')>-1 || 'news_tvbs_com_tw_pc_read_in3'.indexOf('_sp')>-1 || 'news_tvbs_com_tw_pc_read_in3'.indexOf('_mid')>-1 || 'news_tvbs_com_tw_pc_read_in3'.indexOf('read_in')>-1 || 'news_tvbs_com_tw_pc_read_in3'.indexOf('read_adult_in')>-1)) { googletag.cmd.push(function() { googletag.display('news_tvbs_com_tw_pc_read_in3'); googletag.pubads().refresh([news_tvbs_com_tw_pc_read_in3]); }) } else if(!detectmob() && document.body.clientWidth>=1280 && 'news_tvbs_com_tw_pc_read_in3'.indexOf('_pc_')>-1) { googletag.cmd.push(function() { googletag.display('news_tvbs_com_tw_pc_read_in3'); googletag.pubads().refresh([news_tvbs_com_tw_pc_read_in3]); }) } else if(detectmob() && document.body.clientWidth>=1280 && 'news_tvbs_com_tw_pc_read_in3'.indexOf('_pc_')>-1) { googletag.cmd.push(function() { googletag.display('news_tvbs_com_tw_pc_read_in3'); googletag.pubads().refresh([news_tvbs_com_tw_pc_read_in3]); }) } else if(detectmob() && document.body.clientWidth>=1024 && 'news_tvbs_com_tw_pc_read_in3'.indexOf('_pc_')>-1 && 'news_tvbs_com_tw_pc_read_in3'.indexOf('_d')<=-1 && 'news_tvbs_com_tw_pc_read_in3'.indexOf('_sp')<=-1 && 'news_tvbs_com_tw_pc_read_in3'.indexOf('_mid')<=-1 && 'news_tvbs_com_tw_pc_read_in3'.indexOf('read_in')<=-1 && 'news_tvbs_com_tw_pc_read_in3'.indexOf('read_adult_in')<=-1) { googletag.cmd.push(function() { googletag.display('news_tvbs_com_tw_pc_read_in3'); googletag.pubads().refresh([news_tvbs_com_tw_pc_read_in3]); }) } </div> <div class="lazydiv" id="news_tvbs_com_tw_m_read_in3" data-adsid="news_tvbs_com_tw_m_read_in3"> <script> if(detectmob() && document.body.clientWidth<1024 && 'news_tvbs_com_tw_m_read_in3'.indexOf('_m_')>-1) { googletag.cmd.push(function() { googletag.display('news_tvbs_com_tw_m_read_in3'); }) } else if(document.body.clientWidth>=1024 && document.body.clientWidth<1280 && 'news_tvbs_com_tw_m_read_in3'.indexOf('_m_')>-1 && ('news_tvbs_com_tw_m_read_in3'.indexOf('_d')>-1 || 'news_tvbs_com_tw_m_read_in3'.indexOf('_sp')>-1 || 'news_tvbs_com_tw_m_read_in3'.indexOf('_mid')>-1 || 'news_tvbs_com_tw_m_read_in3'.indexOf('read_in')>-1 || 'news_tvbs_com_tw_m_read_in3'.indexOf('read_adult_in')>-1)) { googletag.cmd.push(function() { googletag.display('news_tvbs_com_tw_m_read_in3'); }) } else if(!detectmob() && document.body.clientWidth>=1280 && 'news_tvbs_com_tw_m_read_in3'.indexOf('_pc_')>-1) { googletag.cmd.push(function() { googletag.display('news_tvbs_com_tw_m_read_in3'); }) } else if(detectmob() && document.body.clientWidth>=1280 && 'news_tvbs_com_tw_m_read_in3'.indexOf('_pc_')>-1) { googletag.cmd.push(function() { googletag.display('news_tvbs_com_tw_m_read_in3'); }) } else if(detectmob() && document.body.clientWidth>=1024 && 'news_tvbs_com_tw_m_read_in3'.indexOf('_pc_')>-1 && 'news_tvbs_com_tw_m_read_in3'.indexOf('_d')<=-1 && 'news_tvbs_com_tw_m_read_in3'.indexOf('_sp')<=-1 && 'news_tvbs_com_tw_m_read_in3'.indexOf('_mid')<=-1 && 'news_tvbs_com_tw_m_read_in3'.indexOf('read_in')<=-1 && 'news_tvbs_com_tw_m_read_in3'.indexOf('read_adult_in')<=-1) { googletag.cmd.push(function() { googletag.display('news_tvbs_com_tw_m_read_in3'); }) }

</div><strong><a target="_blank" href="https://line.me/R/ti/p/%40tvbsnews"><span style="color:#FF0000">最HOT話題在這！想跟上時事，快點我加入TVBS新聞LINE好友！</span></a></strong></div></div></div></article></div></main></div></body></html><div class="page_group"> <div class="article_content_page"> <div></div> </div> </div><script> //選定頁數active樣式 $(".page_btn_group a").click(function(){ $(".page_btn_group a").removeClass("page_active"); $(this).addClass("page_active"); }) //進來第一頁的分頁按鈕顯示判斷 var q_string=window.location.search; if(window.location.pathname+q_string=="/local/1117392"+q_string){ $(".page_btn_group a:nth-child(2)").addClass("page_active"); }else{ //分頁網址判斷按鈕樣式active for($p=2;$p<6;$p++){ if(window.location.pathname+q_string=="/local/1117392/"+$p+q_string){ //console.log("s"+$p); var active_color=".page_btn_group a:nth-child("+($p+1)+")"; $(active_color).addClass("page_active"); break; }; } ; }; <div class="article_keyword"><a 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"點擊_新聞內頁_標籤_保險");" target="_blank">#保險</a></div><div class="article_community_box"> <div class="article_community"> <div class="box"> <a data-community="facebook" target="_blank" onclick="ga("GAeventTracking.send", "event", "新聞_內頁_分享_文末", "share_facebook", "點擊_新聞內頁_文末_分享_facebook_如何自保？私人停車場遭撞駕駛：警不介入_1117392");" href="https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fnews.tvbs.com.tw%2Flocal%2F1117392" rel="noopener"><p>分享</p><img src="https://cc.tvbs.com.tw/2017news/prd/images/FFFFFF-32.png?v=013" alt="share"></a> <a data-community="line" target="_blank" onclick="ga("GAeventTracking.send", "event", "新聞_內頁_分享_文末", "share_line", "點擊_新聞內頁_文末_分享_line_如何自保？私人停車場遭撞駕駛：警不介入_1117392");" href="https://social-plugins.line.me/lineit/share?text=%E5%A6%82%E4%BD%95%E8%87%AA%E4%BF%9D%EF%BC%9F%E7%A7%81%E4%BA%BA%E5%81%9C%E8%BB%8A%E5%A0%B4%E9%81%AD%E6%92%9E%E3%80%80%E9%A7%95%E9%A7%9B%EF%BC%9A%E8%AD%A6%E4%B8%8D%E4%BB%8B%E5%85%A5&url=https%3A%2F%2Fnews.tvbs.com.tw%2Flocal%2F1117392" 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